• 南加州62岁夫妻,没房贷,有0.9米401K+100Kcash, SS=$2000/月. 如何才能退休但不把本金用光. - sinke - ♂ (0 bytes) () 03/28/2012 22:02:23
• 每年从401k中取4%,约$3万六,就行。 - commonsense888 - (0 bytes) () 03/28/2012 22:09:48
• 他的问题是如何能不动用本金,还可以有足够的收入。 - qka - ♀ (0 bytes) () 03/29/2012 05:28:40
• you need to put your money in a safe investment - little.me - ♀ (65 bytes) () 03/29/2012 00:00:26
• What is safe investment? CD? - sinke - ♂ (0 bytes) () 03/29/2012 09:10:29
• you need to talk to a fee-based finacial advisor - planotx - ♂ (135 bytes) () 03/29/2012 06:09:29
• 问过我的CPA,她说Theydontdobetter. CPA是很正的台人. - sinke - ♂ (0 bytes) () 03/29/2012 09:17:59
• The key question is: Can you live on 60K annually in Southern CA - Morning3evening4 - ♂ (1211 bytes) () 03/29/2012 06:37:48
• 很有见解, 顶一下! - 螺丝螺帽 - ♀ (0 bytes) () 03/29/2012 06:59:33
• :). Thanks. - Morning3evening4 - ♂ (0 bytes) () 03/29/2012 09:16:07
• 说得好。阿毛是投坛为人民服务的 financial advisor! :) - laoyangdelp - ♀ (0 bytes) () 03/29/2012 08:31:45
• It is free at this moment.:). - Morning3evening4 - ♂ (0 bytes) () 03/29/2012 09:16:44
• 34大老,1-3都听的很中.4不容易. 很少老中搬离S CA.如不golffishfinseacucumber...60K差不多 - sinke - ♂ (0 bytes) () 03/29/2012 09:15:43
• Then, a part-time job should cover extra expense. - Morning3evening4 - ♂ (0 bytes) () 03/29/2012 09:17:40
• 不过 $5/H part time job还不如到这里来灌水 - sinke - ♂ (0 bytes) () 03/29/2012 09:20:52
• 其实你什么都安排好了。看你以前的旧帖子就知道你都考虑过了。 - Nonsense123 - (0 bytes) () 03/29/2012 09:56:12
• 大老您有CIA的经研? - sinke - ♂ (0 bytes) () 03/29/2012 17:30:13
• In CA, minimal salary is 5/h? - Morning3evening4 - ♂ (109 bytes) () 03/29/2012 09:58:39
• 在CA,除了灌水上饭馆教会trail修屋顶操房产,还能做十么? - sinke - ♂ (0 bytes) () 03/29/2012 17:29:04
• 我读到的信息是,401K到了66岁以上每年必须要拿出一部分的, - 圆西瓜 - ♀ (60 bytes) () 03/29/2012 10:06:47
• I remember at age 70. The amount is total amount divide by 20. - Morning3evening4 - ♂ (78 bytes) () 03/29/2012 10:09:45
• you are right. 他们有90万,所以每年的minimum withdraw 只有1万多 - laoyangdelp - ♀ (0 bytes) () 03/29/2012 10:29:09
• 90/20 = 4.5w/year - sinke - ♂ (0 bytes) () 03/29/2012 17:32:03
• Open an IRA account and move your $90k into it and receive 5% st - gzkom - ♂ (5019 bytes) () 10/05/2012 23:39:55
• 请帮忙推荐UTAH贷款的. Thanks! - dreamwaver2008 - ♀ (0 bytes) () 03/28/2012 16:18:33
• 现金买投资房后,怎样贷款拿出70%现金? - lilaoer - ♀ (316 bytes) () 03/28/2012 08:29:56
• refinance cash out. - SFHawaii - ♀ (0 bytes) () 03/28/2012 09:54:26
• 大部分贷款银行需要6个月以后才肯做home equity loan。 - 那边风景独好 - ♀ (215 bytes) () 03/28/2012 10:26:48
• 这种利率自然高。equity line of credit 都6.25%(5.75%)?记得。。。 - MrsKwok - ♀ (0 bytes) () 03/28/2012 10:47:04
• Loan rate 4.75%? - 有所图 - ♀ (105 bytes) () 03/27/2012 10:53:00
• Can anyone help? - 有所图 - ♀ (0 bytes) () 03/27/2012 11:10:14
• 回复:Loan rate 4.75%? - TonySD - ♂ (82 bytes) () 03/27/2012 11:12:21
• 回复:回复:Loan rate 4.75%? - 有所图 - ♀ (178 bytes) () 03/27/2012 11:15:25
• 回复:回复:回复:Loan rate 4.75%? - TonySD - ♂ (292 bytes) () 03/27/2012 11:27:09
• It is your bet - TonySD - ♂ (877 bytes) () 03/27/2012 11:48:15
• 回复:It is your bet - 有所图 - ♀ (212 bytes) () 03/28/2012 21:25:07
• is this investment property in CA - lucyliuhome - (188 bytes) () 04/02/2012 13:48:33
• 能否推荐几个NJ的贷款agent,谢了。 - 大北 - ♂ (0 bytes) () 03/24/2012 20:45:52
• Kevin Zhu 不错,但你最好也给其他agents打电话问最低的rate和费用,然后问他能不能match. - 小心翼翼的小地主 - ♀ (0 bytes) () 03/25/2012 05:20:00
• 付房贷? 付学贷? 还是买白菜? - 壹枝 - ♀ (239 bytes) () 03/23/2012 11:16:12
• 不爱折腾就得排除第三了... - MrsKwok - ♀ (0 bytes) () 03/23/2012 11:17:18
• 把学贷都还了, - planotx - ♂ (0 bytes) () 03/23/2012 11:21:00
• 那个回报高就做那个!! - 猛牛 - (40 bytes) () 03/23/2012 12:19:52
• loan approved and will be closed in time - sleepybird - ♂ (618 bytes) () 03/22/2012 23:52:02
• Congratulations! It is a good news that lending is faster - Doubledelight - ♀ (207 bytes) () 03/23/2012 09:19:35
• 请帮忙推荐个贷款的agent 在VA/DC 谢谢! - wangeltear - ♀ (46 bytes) () 03/22/2012 10:09:28
• 新手买房贷款几问 - dudu2006 - (1394 bytes) () 03/21/2012 22:28:50
• Your second home has to be at least 50 miles away from your prim - Sue3726 - (0 bytes) () 03/22/2012 07:56:52
• 急问,一星期前老公找了个自住房refinance3。625%。 too good to be true? 谢!!! - 人生无常DM - (0 bytes) () 03/21/2012 16:59:53
• too good to be true? 谢!!! 明天就要来看房! - 人生无常DM - (0 bytes) () 03/21/2012 17:10:18
• 我们要付验房费。 - 人生无常DM - (0 bytes) () 03/21/2012 17:14:15
• 是30 yrs fixed。 - 人生无常DM - (0 bytes) () 03/22/2012 11:07:31
• 回复:急问,一星期前老公找了个自住房refinance3。625%。 too good to be true? 谢!!! - CaLoanAgent - ♂ (62 bytes) () 03/21/2012 18:53:04
• 谢!!! - 人生无常DM - (0 bytes) () 03/22/2012 11:04:56
• 我知道有人拿的是 2.75%, NO CLOSING COST - 螺丝螺帽 - ♀ (0 bytes) () 03/21/2012 21:22:24
• 请问自住房与非自住房在贷款和税务好处方面有何不同? - vincentsg - ♂ (11 bytes) () 03/21/2012 16:30:44
• 请教各位达人,同样是出租房和同样金额refinance - shopUSA - ♀ (76 bytes) () 03/20/2012 10:02:11
• 应该是。If no cost refinance, broker wrap the closing cost into the - 无事不忙 - (0 bytes) () 03/20/2012 11:58:40
• If loan is not approved, what fee should the borrower pay? - Bob2009 - ♂ (32 bytes) () 03/19/2012 14:10:27
• 我可以用自住房的利率来贷款买投资房吗? - 爱旅游的猪 - ♀ (384 bytes) () 03/16/2012 00:25:19
• It's not a Q of can/can't; it's a Q of dare or dare not - beachlver - ♂ (197 bytes) () 03/16/2012 07:46:04
• 你的意思是很容易被查出来?他们都查什么呀? - 爱旅游的猪 - ♀ (35 bytes) () 03/16/2012 08:33:37
• what kind of home insurance r u going to buy? - 85858585 - (0 bytes) () 03/16/2012 09:21:50
• 我不知道。房屋保险和这个有关系吗? - 爱旅游的猪 - ♀ (0 bytes) () 03/16/2012 09:42:46
• 自住保险,别人住给烧了,保险是不赔的 - 85858585 - (0 bytes) () 03/16/2012 19:54:12
• 保那种险进escow,年年或改动向银行报告 - 85858585 - (0 bytes) () 03/16/2012 20:03:23
• 在美国, 还是实是求是的好。到时查出来了, 罚款值得吗? - 螺丝螺帽 - ♀ (0 bytes) () 03/16/2012 10:20:08
• 好像不是罚款的问题,是loan amount 马上付清的问题。 - sweetptt - ♂ (0 bytes) () 03/16/2012 13:46:37
• you have to get home insurance before closing, insurance co will - hz82000 - ♀ (61 bytes) () 03/16/2012 10:51:19
• 可以。保险的做法是买下后空关24个月,然后就可以做出租房了。 - sweetptt - ♂ (0 bytes) () 03/16/2012 13:38:29
• 请问:用五万美金去refinance,每月房子付款不变,把三十年的房贷变成十五年的房贷合算吗? - 尊义 - (186 bytes) () 03/14/2012 18:18:16
• better to get another house to rent. - Tianyazi - ♂ (0 bytes) () 03/14/2012 19:46:38
• 请问 现金付清的投资房refinace后是不是用租金付mortgage 跟刚开始贷款的投资房租金付mortgage在税上是一样 - fresh_choice - ♀ (0 bytes) () 03/13/2012 17:28:28
• condo selling rate vs refinance approval - dddays - ♀ (404 bytes) () 03/12/2012 14:51:18
• 你是投资吧?自住的标准是不一样滴。 - qka - ♀ (0 bytes) () 03/12/2012 15:21:34
• 回复:你是投资吧?自住的标准是不一样滴。 - dddays - ♀ (214 bytes) () 03/12/2012 15:33:26
• 大家说说,30年固定房贷利率有没有可能降到3%以下? - 猛牛 - (101 bytes) () 03/12/2012 14:28:58
• 30 years 已经3.75%了, 我现在能拿到5 years ARM 417K 以下2。5% - lucyliuhome - (186 bytes) () 03/15/2012 21:25:01
• E*TRADE mortgage - 392 - ♂ (128 bytes) () 03/09/2012 23:11:47
• 回复:E*TRADE mortgage - lucyliuhome - (92 bytes) () 03/15/2012 21:20:46
• 请教6个月内做重新贷款的事情 - 中间选民 - ♂ (775 bytes) () 03/07/2012 21:26:20
• all about money - ncpga - ♂ (346 bytes) () 03/07/2012 22:18:58
• Thanks a lot. The broker should have got paid when the loan was - 中间选民 - ♂ (763 bytes) () 03/07/2012 23:13:06
• The broker is comfirming with lender's wholesale divison - 中间选民 - ♂ (136 bytes) () 03/07/2012 23:17:34
• retail lender is kinda broker - Casabella - ♀ (691 bytes) () 03/08/2012 09:03:18
• I have the retailer's email, is that enough? - 中间选民 - ♂ (496 bytes) () 03/08/2012 10:15:34
• 回复:I have the retailer's email, is that enough? - casabella - ♀ (383 bytes) () 03/08/2012 12:45:44
• I got the similar situation - 螺丝螺帽 - ♀ (451 bytes) () 03/08/2012 14:09:19
• True. If you ask them to provide some guarantee in writing, - 中间选民 - ♂ (327 bytes) () 03/09/2012 10:35:14
• 没有Heating System的房子如何贷款? - dqu - ♂ (154 bytes) () 03/06/2012 16:03:10
• cash offer - 比花花还花 - ♂ (0 bytes) () 03/06/2012 19:27:36
• 出租房的closing cost算房子的depreciation还是amortization (life of loan) - 孤独的异乡人 - ♀ (366 bytes) () 03/06/2012 15:16:50
• 请帮忙推荐个贷款的在Las Vegas 谢谢! - lifepak - ♀ (0 bytes) () 03/02/2012 21:30:03
• 紧急求教大师们:买投资房,买方给了3%的closing cost。可贷款银行说投资房只能拿2%closing cost。 - 老君眉 - ♂ (84 bytes) () 03/02/2012 19:18:37
• sorry,是卖方给 。 - 老君眉 - ♂ (0 bytes) () 03/02/2012 19:19:45
• 回复:紧急求教大师们:买投资房,买方给了3%的closing cost。可贷款银行说投资房只能拿2%closing cost。 - 滚雪球 - (135 bytes) () 03/02/2012 19:41:15
• 谢谢,银行的房,已批了,再审来不及。 - 老君眉 - ♂ (0 bytes) () 03/02/2012 21:10:20
• If you need a loan, reducing price is nonsense. - sweetptt - ♂ (0 bytes) () 03/02/2012 22:44:20
• refinance 求建议 - Python大王 - (268 bytes) () 02/29/2012 19:17:03
• 回复:refinance 求建议 - 海绵 - ♀ (279 bytes) () 02/29/2012 19:27:44
• 回复:既使补点钱也合算的, refi 15年应在3.15%左右 - tiansan - ♀ (126 bytes) () 02/29/2012 20:31:20
• 15 years fix refi, 能锁到3.0% no point and no fee , CA only, 你的3.5% - lucyliuhome - (0 bytes) () 02/29/2012 20:46:09
• 问个问题,投资房的贷款利率一般是多少? - 猛牛 - (185 bytes) () 02/29/2012 15:36:07
• I signed a 投资房的贷款利率是 4.375% today, Wells Fargo - 美国老土 - ♂ (0 bytes) () 02/29/2012 15:53:51
• 哦,有CLOSING COST 吗? - 猛牛 - (0 bytes) () 02/29/2012 16:00:41
• $1500 closing cost. - 美国老土 - ♂ (0 bytes) () 02/29/2012 16:03:42
• 谢谢,我的也差不多, 看样子,AGENT,没乱说. - 猛牛 - (0 bytes) () 02/29/2012 16:10:57
• 刚锁的一个是4% - 钱串儿 - ♀ (51 bytes) () 02/29/2012 16:07:10
• 那个银行,这么低啊! - 猛牛 - (0 bytes) () 02/29/2012 16:11:49
• amtrust,就是比较较真难缠。 - 钱串儿 - ♀ (0 bytes) () 02/29/2012 16:13:37
• 4.5% -- 30 Yrs. - peopleman - ♂ (15 bytes) () 02/29/2012 16:14:53
• 25%downpayment, 15 year fixed, 3.75, just locked - blueLopez - ♀ (0 bytes) () 02/29/2012 16:45:55
• Any cost? - peopleman - ♂ (17 bytes) () 02/29/2012 16:56:58
• hello, loan amount? - 美西游子 - ♀ (103 bytes) () 02/29/2012 17:12:04