daycare全款自费, 报税时，是可以拿到退税一部分的吧。完全拿不到的收入额度，印象中是非常高的。回头有空去找找现在的数据。：）
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刚真去找了一下，联邦有个Child Care Credit, 一时没找到具体算法. 找到QC的如下 —— 估计这个表就是我印象中的那个。 才发现，其实根本没拿不到的，最后那档26%, 根本没收入Cap 。：）
AX CREDIT RATES FOR 2020
If you are claiming the tax credit for childcare expenses for 2020, use the table below to find the rate that corresponds to your family income for the year.
| Family income ($) | Tax credit rate (%) | |
|---|---|---|
| greater than | to | |
| – | 36,570 | 75 |
| 36,570 | 37,920 | 74 |
| 37,920 | 39,285 | 73 |
| 39,285 | 40,625 | 72 |
| 40,625 | 41,985 | 71 |
| 41,985 | 43,335 | 70 |
| 43,335 | 44,705 | 69 |
| 44,705 | 46,055 | 68 |
| 46,055 | 47,405 | 67 |
| 47,405 | 48,750 | 66 |
| 48,750 | 50,125 | 65 |
| 50,125 | 51,470 | 64 |
| 51,470 | 52,825 | 63 |
| 52,825 | 54,170 | 62 |
| 54,170 | 55,535 | 61 |
| 55,535 | 100,225 | 60 |
| 100,225 | 143,885 | 57 |
| 143,885 | 145,250 | 54 |
| 145,250 | 146,615 | 52 |
| 146,615 | 147,970 | 50 |
| 147,970 | 149,340 | 48 |
| 149,340 | 150,705 | 46 |
| 150,705 | 152,060 | 44 |
| 152,060 | 153,430 | 42 |
| 153,430 | 154,790 | 40 |
| 154,790 | 156,140 | 38 |
| 156,140 | 157,520 | 36 |
| 157,520 | 158,875 | 34 |
| 158,875 | 160,255 | 32 |
| 160,255 | 161,615 | 30 |
| 161,615 | 162,975 | 28 |
| 162,975 | or more | 26 |
