哈哈，这是不是凡尔赛了？：）

daycare全款自费, 报税时，是可以拿到退税一部分的吧。完全拿不到的收入额度，印象中是非常高的。回头有空去找找现在的数据。：）

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刚真去找了一下，联邦有个Child Care Credit,  一时没找到具体算法. 找到QC的如下 —— 估计这个表就是我印象中的那个。 才发现，其实根本没拿不到的，最后那档26%, 根本没收入Cap 。：）

AX CREDIT RATES FOR 2020

 If you are claiming the tax credit for childcare expenses for 2020, use the table below to find the rate that corresponds to your family income for the year.

Family income ($)		Tax credit rate (%)
greater than	to
–	36,570	75
36,570	37,920	74
37,920	39,285	73
39,285	40,625	72
40,625	41,985	71
41,985	43,335	70
43,335	44,705	69
44,705	46,055	68
46,055	47,405	67
47,405	48,750	66
48,750	50,125	65
50,125	51,470	64
51,470	52,825	63
52,825	54,170	62
54,170	55,535	61
55,535	100,225	60
100,225	143,885	57
143,885	145,250	54
145,250	146,615	52
146,615	147,970	50
147,970	149,340	48
149,340	150,705	46
150,705	152,060	44
152,060	153,430	42
153,430	154,790	40
154,790	156,140	38
156,140	157,520	36
157,520	158,875	34
158,875	160,255	32
160,255	161,615	30
161,615	162,975	28
162,975	or more	26