The money in an HRA is provided solely by the employer. HRAs are usually unfunded notional accounts, with no cash value. An HSA is a tax-advantaged account that can be used to pay for IRS-defined health care expenses, including long-term care and COBRA premiums.
Why is HRA better than HSA?
With an HRA, unless your employer decides to allow roll overs, your funds won't roll over year to year. It's a use-it-or-lose-it kinda deal. But with an HSA, your contributions can keep adding up year over year.
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按我的理解， 你用HSA， 是医疗保险有HSA功能， 你才可以放钱进HSA。
所以， 回答你的问题是你不能在HSA账号里放钱了
