只是,政府给的部分, Education Assisstance Payment (EAP), 要孩子读post sencondary study的时候,才可以取出来,算孩子的收入。如果孩子不读书,可以转给其他孩子,不然,就要退回给政府。
2. Grant, Bond and accumulated income
This includes benefits like the Canada Education Savings Grant (CESG), the Canada Learning Bond (CLB), and provincial incentives (Quebec, Saskatchewan, British Columbia) along with any investment income (dividends, capital gains, interest) that were earned inside of the RESP. When money is taken from this portion and put in the hands of the student, it is called an Education Assistance Payment (EAP).