几十年前，仍对大萧条心有余悸的美国人也曾是储蓄大户。不过，婴儿潮一代人没有经历过大萧条，在信用卡催生的“为什么等待、现在就消费”文化的诱惑下，走上了疯狂消费之路。
Several dacades ago, those Americans who were still terrified by the Great Depression had very high saving rate at one time. But things had changed for baby boomers who had no feeling about the Great Depression,with temptation of the prevailing consumer culture induced by credit cards that embraced the idea of “why wait, spend now”, they had gone crazy with spendings.
