3rd option is the best.

来源: CaLoanAgent 于 2006-08-30 08:32:19 [] [旧帖] [给我悄悄话] 阅读数 : (202 bytes)

You can choose 5/1ARM if it has better rate if you plan to stay there for 3-5 years. For some lenders, 30yr fixed rate is the same as 5/1ARM. You can discuss with the builder's agent or your own agent.

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