3rd option is the best.
You can choose 5/1ARM if it has better rate if you plan to stay there for 3-5 years. For some lenders, 30yr fixed rate is the same as 5/1ARM. You can discuss with the builder's agent or your own agent.
You can choose 5/1ARM if it has better rate if you plan to stay there for 3-5 years. For some lenders, 30yr fixed rate is the same as 5/1ARM. You can discuss with the builder's agent or your own agent.