Buy biggest house u can afford

We are currently looking for a house. People are telling us we should buy the
biggest house we can afford. We used some web calculator and it seems we can
afford between 530K-630K house. That's way too high than our target price
of under 450K.

Are we too conservative? Should we push to our limit?

PS. we live in east coast.

Thanks for any input.

所有跟帖： 

• 我们是这样计算的 -也是刚买的房- ♀ (537 bytes) () 03/16/2005 postreply 06:47:14

• I do as you do. And our house -noworry- ♂ (78 bytes) () 03/16/2005 postreply 07:56:37

• 是，现在SFH又开始涨了，但公寓房基本不动 -我们的房子已经增值十- ♀ (24 bytes) () 03/16/2005 postreply 08:02:42

• 回复：I do as you do. And our house -muchomoney- ♀ (107 bytes) () 03/16/2005 postreply 08:40:51

• Thanks for your advice. As -noworry- ♂ (230 bytes) () 03/16/2005 postreply 08:47:43

• very good points. And most of -noworry- ♂ (174 bytes) () 03/16/2005 postreply 08:01:28

• Regarding the housing price -jfiejwiofj- ♀ (244 bytes) () 03/16/2005 postreply 08:24:27

• a lot of chinese do buy -xxxxxxxxxx- ♀ (126 bytes) () 03/16/2005 postreply 08:38:26

• 节俭永远是美德，不要买超过你税前收入两倍以上的房 -pdd- ♀ (194 bytes) () 03/16/2005 postreply 07:45:40

• Make sense, but not proactive -noworry- ♂ (9 bytes) () 03/16/2005 postreply 07:57:47

• There is nothing with 节俭, just -dfjiejfe- ♀ (207 bytes) () 03/16/2005 postreply 08:15:02

• 投资最重要的是DIVERSITY和 SOLVENCY -pdd- ♀ (592 bytes) () 03/16/2005 postreply 08:27:43

• Before you have enough money -jdfijewojf- ♀ (259 bytes) () 03/16/2005 postreply 08:51:43

• 如果我搬家，我的债卷还一样，但我就得卖房 -pdd- ♀ (208 bytes) () 03/16/2005 postreply 09:23:10

• 原则：在房价市场上升时买最贵的，下降时买最便宜的。 不过呢， -人们总认为永远上升。- ♀ (0 bytes) () 03/16/2005 postreply 08:17:15

• Making the budget on your own. -djfijiwjef- ♀ (182 bytes) () 03/16/2005 postreply 08:21:50

• 回复：Making the budget on your own. -jryan- ♀ (786 bytes) () 03/16/2005 postreply 10:09:34

• if monthly mortagage -xxxxxxxxxx- ♀ (170 bytes) () 03/16/2005 postreply 08:44:09

• Buying a house is really -h- ♀ (868 bytes) () 03/16/2005 postreply 08:52:32

• However, renting is losing -dfieja0efj- ♀ (44 bytes) () 03/16/2005 postreply 08:56:18

• 你错了。原则是：如果价格长，房东合算。降或不长，房客赚。 -要算了再说。- ♀ (0 bytes) () 03/16/2005 postreply 09:06:05

• true -agree123- ♀ (0 bytes) () 03/16/2005 postreply 09:07:24

• But anyway, you have to pay -dfjeoijwfo- ♀ (31 bytes) () 03/16/2005 postreply 09:07:38

• just something. -agree123- ♀ (20 bytes) () 03/16/2005 postreply 09:18:52

• no, that's not true. -depends- ♀ (251 bytes) () 03/16/2005 postreply 11:15:38

• 非常正确。人们总是假设长，不考虑降。买了股票的人们总吹嘘赚， -没人说赔的经历。- ♀ (0 bytes) () 03/16/2005 postreply 09:10:14