不过我们还没有工作35年
The maximum Social Security benefit in 2026 is $5,181 per month for those who retire at age 70. To qualify for this amount, you must have earned the maximum taxable income for at least 35 years. Those retiring at full retirement age (67 in 2026) can receive a max of $4,207, while those at 62 get up to $2,969