Haha, I know my situation the best. Any other consideration

is just a guess, maybe an intelligent guess, but just a guess, nothing more than that.

Do you think I really worry?

Have fun and enjoy your time here.

Buying a house is a big decision, and I had calculated for every possibile scenario when making that decision, preparing for the worst situation possible.

Besides, LZ's guess was wrong in many aspects (all the figures).