关于financing contingency和earnest money的疑问

我们的买房合同中写了自合同之日起21天的financing contingency, close定在合同之日起第24天。结果我们贷款的commitment letter日期是在合同之日起第23天，没法按时close，我们的agent说我们没有在21天内拿到commitment letter，没能按时close算我们违约，但律师认为我们贷款的commitment letter日期超过financing contingency 期限，合同可以无效，我们完全有权退出合同并拿回deposit，我把这个条款copy在下面，请大家帮忙看看，多谢！

FINANCING APPLICATION AND COMMITMENT: Buyer agrees to make a written application for the financing as herein described within (7 ) days from the Date of Contract Acceptance. If such written financing commitment is not obtained by Buyer within ( 21) days from the Date of Contract Acceptance: (1) Seller, at Seller's election and upon written notice to Buyer, may declare this Contract null and void and of no further legal effect; or (2) Buyer, upon written notice to Seller, which shall include written evidence from the lender of Buyer’s inability to obtain financing as provided in Paragraph 9 of this Contract, may declare this Contract null and void and of no further legal effect. In either case, the deposit shall be di*****ursed in accordance with the Deposit paragraph of this Contract. If Buyer has complied with all of Buyer’s obligations under this Contract, including those with respect to applying for financing and seeking to obtain financing, then the Release of Deposit agreement shall provide that the deposit shall be returned to Buyer.

 

所有跟帖： 

• 直接找律师吧。 -香香生煎馒头- ♀ (0 bytes) () 01/03/2013 postreply 20:14:13

• 照合約，你們若能由貸款公司出具證明，證明不能借到貸款，你們寫信給賣方，就可以取消合約要回訂金，不給就到小額法庭告賣方﹗ -arealman- ♀ (0 bytes) () 01/03/2013 postreply 20:23:38

• 口說無憑，完全照合約辦事、口頭商議後，馬上書面簽名，一切都以文字證據為憑﹗ -arealman- ♀ (0 bytes) () 01/03/2013 postreply 20:28:04

• you should write letter to seller in 21 day if you did not get f -牛仔酷001- ♀ (264 bytes) () 01/04/2013 postreply 04:39:30