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记录家庭日常开销的例子:
房屋开销
Mortgage $2800
Property tax $1000
Heating $ 150
Electricity $ 160
Water $ 60
Security alarm 0
Home Insurance$ 200
交通开销
Car loan $ 500
Car Insurance $ 100
Gasoline $ 300
License Fee $ 15/m(150/yr)
Repair and Maintenance $100
Rust proof
Bus & subway tickets
孩子开销
Child Care $1000(two kids, one full day & one after school)
School $ 40(lunch)
RESP
Piano $120
Art $ 80
Sports $120
食物
Grocery $500
Eat out $200
固定开销
Home Telephone $35
Cell phone $60
Hi-speed Internet $30
Cable TV $15
Long distance $10
Life insurance $40
非固定开销
Clothings $100
Hobby $ 50
Health plan & medicine$70(copay only)
Lawn & hedge care $60
Regualr Repair $50
Others $100(kids toys, party, DVD...)
大宗开销
Retirement saving $2000(401K)
Charity
To parents $ 200/m
Travel & holiday $ 400/m(5000/yr)
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Total $10665/month