refinance, what is APR for? is 15 years's fix rated 3.25?

Loan Type	Interest Rate	Discount Points	APR	Monthly Mortgage Payment (P&I)
30 Year Fixed Rate	3.875%	0	4.002%	$470
20 Year Fixed Rate	3.750%	0	3.925%	$593
15 Year Fixed Rate	3.250%	0	3.467%	$703
10 Year Fixed Rate	3.000%	0.375	3.391%	$966
Jumbo 30 Year Fixed	4.125%	0	4.212%	$2,181
Conforming 3/1 ARM 30 Yr	2.625%	0	2.938%	$402
Conforming 5/1 ARM 30 Yr	2.750%	0	2.949%	$408
Jumbo 3/1 ARM 30 Yr	2.875%	0	3.150%	$1,867
Jumbo 5/1 ARM 30 Yr	3.000%	0	3.161%	$1,897
15 Year Fixed Home Equity	6.990%	0	7.142%	$898

所有跟帖： 

• Annual Percentage Rate -凤姐虎弟- ♀ (124 bytes) () 12/09/2011 postreply 09:17:46

• which one is mortgage rate? apr? -园田- ♀ (0 bytes) () 12/09/2011 postreply 09:28:34

• 2个都是，算法不一样。 -凤姐虎弟- ♀ (64 bytes) () 12/09/2011 postreply 09:37:07

• APR is annualized interest rate. -mickey222- ♀ (0 bytes) () 12/09/2011 postreply 09:53:25

• Interest Rate is used to calculate your monthly payment while AP -StopBy- ♀ (227 bytes) () 12/09/2011 postreply 09:44:55

• Interest Rate is used to calculate your monthly payment while -StopBy- ♀ (248 bytes) () 12/09/2011 postreply 09:54:45

• APR是加上了各种费用以后的年利率。你要求0 closing就跟利率一样了。 -blwinter- ♀ (0 bytes) () 12/09/2011 postreply 09:49:49

• 谢谢楼上各位同学 -园田- ♀ (0 bytes) () 12/09/2011 postreply 19:43:33