Hazard Insurance

来源: LoanAgent 于 2005-12-20 09:02:18 [] [旧帖] [给我悄悄话] 阅读数 : (507 bytes)

is not optional. It's part of the home owner insurance. Usually for the house, the dwelling coverage
covers the structure other than the land.

Don't try to save on the home owner insurance, though over-insured not recommended also. It will protect you from any hazards(covered in the policy).

You can lower your premium by increasing the deductible, find the company with higher ERC(Extended Replacement Cost).

Try to call Costco or Farmers , AAA, Allstate etc for the insurance.

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• 回复：Hazard Insurance -7127- ♀ 给 7127 发送悄悄话 (94 bytes) () 12/20/2005 postreply 09:11:35

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