Yes, if you have 40 Social Security work credits, you can claim Social Security retirement benefits at any time, but you can start receiving them as early as age 62. However, starting early will result in a reduced monthly benefit amount compared to claiming them at your full retirement age, which is 67 for those born in 1960 or later.
那个所谓的curve, 是你能够获得的benefits by age since 62. It doesn't mean you have to work for 35 years to have a full beneift.
