权威的法律知识网站Nolo回答了一些问题，有兴趣的可以了解，下面是其中的两个问题解答：
What if My Teenage Child Drove My Car Without My Permission?
Under the laws we've discussed so far, if a parent/guardian can be held liable for a teen driver's car accident, it usually doesn't matter whether or not the minor child had permission to drive the car. The parent/guardian is almost always still liable.
In fact, if a minor child has a habit of taking the keys to the family car and getting pulled over, causing property damage, or causing car accidents (like 16-year-old Charlie in our example above), anyone harmed by the teen's behavior might actually have a stronger case against the parent/guardian, under the "negligent entrustment" theory we've already discussed.
Can Parents Be Sued in a Personal Injury Lawsuit for Their Teenager's Accident?
If you've read this far, you know the answer here is yes, it's a very real possibility that a parent/guardian of a minor driver could be on the hook if the minor causes a car accident. From a practical standpoint, the less insurance coverage that's available to pay for an injured person's losses, the more likely a parent/guardian is to face legal action (through a personal injury lawsuit, for example).
https://www.nolo.com/legal-encyclopedia/am-i-liable-if-my-teen-driver-causes-a-car-accident.html
