父母给孩子的钱不超过2千四百万美元都不用交税

Example 2

Anika and Rishaan wish to give their grandchild Jay $50,000 worth of stock in order to help fund his future education expenses. 

Combined, Anika and Rishaan have a yearly gift tax exemption of $32,000, as of 2022. This means only $18,000 of the $50,000 gift is subject to gift tax. 

However, Anika and Rishaan also have the lifetime exemption of $12,060,000 each ($24,120,000 total). 

So, the couple would need to file a gift tax return (IRS form 709) reporting the $50,000 gift. $18,000 of this gift would count against their $24.12 million lifetime gift tax exemption, but they wouldn’t owe any tax on the gift. 

所有跟帖： 

• 今年又长到了单个parent 一辈子不超过 $12.92 million (as of 2023) -悠游感叹- ♂ (0 bytes) () 03/10/2023 postreply 13:28:37

• 24million, more than we could give -每天砍树- ♀ (0 bytes) () 03/10/2023 postreply 13:30:27

• 说的是遗产税吧，这个不操心，1，是没钱，2，是以后的事不管：） -一笑拉- ♀ (0 bytes) () 03/10/2023 postreply 13:31:03

• 不是遗产。是礼物 -悠游感叹- ♂ (0 bytes) () 03/10/2023 postreply 13:31:59

• 喔，那也没有 -一笑拉- ♀ (0 bytes) () 03/10/2023 postreply 13:33:01

• 超过17000的部分算在遗产里，以后要在遗产总额里扣除。 -StopBy- ♂ (0 bytes) () 03/10/2023 postreply 17:56:07

• 那我就等父母给我一个surprise 了。 -DoraDora2008- ♀ (0 bytes) () 03/10/2023 postreply 13:33:06

• gift 不光局限父母给孩子吧，兄弟姐妹，孩子给父母都可以吧 -每天砍树- ♀ (0 bytes) () 03/10/2023 postreply 13:41:19

• 那是联帮的，州里经常是1米起征，除非在佛州这种州 -新年好运- ♀ (0 bytes) () 03/10/2023 postreply 17:00:00