”Medicare isn’t just for people who retire after many years of working. In fact anyone can get Medicare, as long as he or she is a U.S. citizen or a legal resident for at least five years and meets one or more of these eligibility requirements:
- Age 65 or older
- Under age 65 with a qualifying disability
- Have End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant)
Yet one common question is: Can my non-working spouse get Medicare? The short answer is: Yes, if he or she is eligible (see Medicare eligibility requirements above). But there’s more to it than that.
Employed individuals pay Medicare taxes through payroll deductions. You need to work and pay taxes for at least 10 years to qualify for premium-free Medicare Part A coverage (hospital insurance) when you turn 65. If you qualify, then your non-working spouse may qualify based on your work record when he or she turns 65, too. In addition, you both would qualify for Medicare Part B coverage (medical insurance). Each covered individual pays a monthly Part B premium to Medicare.“