我用的是ALLSTATE. 这里是从POLICY DOCUMENT那儿 COPY 的。很多公司都应该有。

车保这事儿，各地各家不一样，只能作参考。我家三辆车，小地方，一新一中一旧，一中一大一小，因为有TEEN DRIVER，半年也要$1.7k.（保的内容可加可减，全在个人心理承受能力）

Reminder about Your Platinum Protection Package Features

Ÿ Safe Driving Deductible Reward The Safe Driving Deductible Reward starts day one, so your collision
coverage deductible is immediately reduced by $100. Over time, you can get up to $500 off your collision
coverage deductible.

Ÿ Safe Driving Bonus With continued safe driving, you can earn a credit of up to 5%, which can be applied
toward your next renewal premium. It's an extra reward for safe driving.

Ÿ Accident Waiver Enhancement Plus Starting immediately, if you're unlucky enough to get into an
accident, this accident forgiveness feature will help keep your rates from going up just because of it. You
get more peace of mind even if you have a bit of bad luck.
Please see the final page of this document for important information about the Platinum Protection package
features. The Platinum Protection package is just one of many protection options available. If you have a
question or would like additional information about the Platinum Protection package or any protection option,
just contact your Allstate representative.