the key is: buy whole life insurance directly from insurance company, not via agent, if you buy from agent, the cash value for the first couple of years are almost nothing, if you buy directly from company, you start to have decent cash value from the first year.
to me,whole life is not as bad as some people said
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to everyone is bad if buy it from a agent. 有人帮我算了一下，
-街西狗-
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12/02/2009 postreply
14:44:09
