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Q. What is the maximum benefit you can get from Social Security this year? And how hard is it to qualify for that amount? 

A. To answer your second question first, qualifying for the maximum Social Security benefit is very difficult—it’s the equivalent of winning a benefits Powerball. To get the highest benefit possible at your full retirement age (FRA), your income needs to have been at or above the Social Security earnings ceiling (the amount of income subject to payroll tax) each year for at least 35 years since age 22. The payroll earnings cap is $127,200 in 2017; in 1982, 35 years ago, it was $32,400. Only about 6% of workers earn above the maximum in any given year.

所有跟帖： 

• 对的。我肯定干不够35年：（ -奔四大妈- ♀ (0 bytes) () 12/04/2017 postreply 16:43:48

• 还不能早退。。。 -农村出来的博士后- ♀ (331 bytes) () 12/04/2017 postreply 16:53:45

• Boomer 好处都占了。还让不让我们这代人活了？！：（ -奔四大妈- ♀ (0 bytes) () 12/04/2017 postreply 16:56:25

• 阿猫，如果你太太50多岁提前退休，如果家庭总收入到一定额，是否她每年只能存IRA 6.5K？谢谢。 -swj2000- ♀ (0 bytes) () 12/04/2017 postreply 17:17:14

• 退休了没有雇主，要自己有business，也许还有办法。。。 -农村出来的博士后- ♀ (118 bytes) () 12/04/2017 postreply 17:35:08

• 多谢解疑。 -swj2000- ♀ (0 bytes) () 12/04/2017 postreply 17:46:11