我觉得您这个算得复杂啦！

如果不算6% agent fee，仅看投进去的钱是：$0 downpay + ($2500+$250)*12*5 = $165,000.
卖价$570,000，付给贷款公司$320,000，自己还余$250,000。

Net income: 250,000 - 165,000 = 85,000
return: 85,000/165,000 = 0.515

这些年省的房租另算。

我是新手，有误请指教 :)

所有跟帖： 

• I think you are correct, I was wrong for excluding principal pay -柠檬椰子汁- ♂ (0 bytes) () 01/20/2015 postreply 14:31:43

• Annual rate of return = 8.67% Less than S&P 500 -柠檬椰子汁- ♂ (351 bytes) () 01/20/2015 postreply 14:56:00

• 哇，这么惨。财富都让你给算掉了。 -qiaoshe- ♀ (0 bytes) () 01/20/2015 postreply 19:08:52