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来源: 柠檬椰子汁 于 2015-01-20 12:21:33 [] [旧帖] [给我悄悄话] 阅读数 : (525 bytes)
本帖于 2015-01-20 12:27:42 时间, 由版主 柠檬椰子汁 编辑
回答: 自住房没有tax。 由 qiaoshe 于 2015-01-20 12:14:22 
	Basis		Length	Mortg	HOA		Profit
Bought	350000	Month	60	2500	250	Sold	570000
Down	0	Year	5	150000	15000	Gain	220000
Balance	320000					Cost	135000
"Mortg 
Expnse"	120000					Return	1.62962963


Mortgage expense = 5 years Mortgage - (Bought - Balance)
Cost = Mortgage Expense + HOA fees for 5 years
Return = Gain / Cost

The trick is not to double count principal paydown of $30000.  


所有跟帖： 

• 我觉得您这个算得复杂啦！ -Learning103- ♀ 给 Learning103 发送悄悄话 (377 bytes) () 01/20/2015 postreply 14:10:42

• I think you are correct, I was wrong for excluding principal pay -柠檬椰子汁- ♂ 给 柠檬椰子汁 发送悄悄话 (0 bytes) () 01/20/2015 postreply 14:31:43

• Annual rate of return = 8.67% Less than S&P 500 -柠檬椰子汁- ♂ 给 柠檬椰子汁 发送悄悄话 (351 bytes) () 01/20/2015 postreply 14:56:00

• 哇，这么惨。财富都让你给算掉了。 -qiaoshe- ♀ 给 qiaoshe 发送悄悄话 qiaoshe 的博客首页 (0 bytes) () 01/20/2015 postreply 19:08:52

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