我有熟人选 plan N

AI

 

Medicare Plan G offers comprehensive coverage with few out-of-pocket costs (just the Part B deductible), while Plan N has lower monthly premiums but requires small copayments for doctor/ER visits (up to $20/$50) and doesn't cover Part B excess charges, making G better for frequent users and N good for budget-conscious individuals who don't mind minor copays. Both plans cover gaps in Original Medicare, but G is more complete, paying the 20% Part B coinsurance after the deductible, whereas N requires those small payments. 

所有跟帖： 

• 我们这村有A，Ｇ 和 N， 其它那些没有 -桃花好运- ♀ (42 bytes) () 01/12/2026 postreply 12:19:45

• 这个以前没注意，我网上查查，plan F 基本是 closed: -招风耳朵- ♂ (837 bytes) () 01/12/2026 postreply 12:53:21

• 对的，Plan F 没有保险公司卖 -桃花好运- ♀ (0 bytes) () 01/12/2026 postreply 13:10:28

• 搜索结果，看不懂 -招风耳朵- ♂ (2687 bytes) () 01/12/2026 postreply 12:55:53

• 我的理解是，不在network里的医生收费高些，高出那部分就是excess charge -桃花好运- ♀ (0 bytes) () 01/12/2026 postreply 13:14:12

• 关于超额费 -t130152- ♀ (3968 bytes) () 01/12/2026 postreply 13:31:49

• 谢谢！ -招风耳朵- ♂ (0 bytes) () 01/12/2026 postreply 13:38:38

• 我一年看一次家庭医生，二次ENT，plan N够用了，就是不知道以后会怎样 -桃花好运- ♀ (0 bytes) () 01/12/2026 postreply 14:29:45

• 我以前也是这么认为的。一年也看一次家庭医生，还是年检，也不吃啥药，身体健康……但是病症是… -cd2000- ♀ (326 bytes) () 01/12/2026 postreply 17:13:10

• 你是对的，会买plan G或N -桃花好运- ♀ (0 bytes) () 01/12/2026 postreply 18:01:24

• 估计生大病， Plan N will screw you up。买Medigap是为了生大病准备的，不是小毛病。 -6degrees- ♂ (0 bytes) () 01/12/2026 postreply 19:20:12