我有熟人选 plan N

AI

 

Medicare Plan G offers comprehensive coverage with few out-of-pocket costs (just the Part B deductible), while Plan N has lower monthly premiums but requires small copayments for doctor/ER visits (up to $20/$50) and doesn't cover Part B excess charges, making G better for frequent users and N good for budget-conscious individuals who don't mind minor copays. Both plans cover gaps in Original Medicare, but G is more complete, paying the 20% Part B coinsurance after the deductible, whereas N requires those small payments.