Yes — Plan G does have a yearly deductible, but it’s not a Plan G deductible itself.
How it works (simple and clear)
- Medicare Part B has an annual deductible
- Plan G does NOT cover that deductible
- Once you pay it, Plan G covers almost everything else
What deductible are we talking about?
- Medicare Part B deductible
- About $280–$285 per year (it changes slightly each year)
- You pay this once per calendar year
After you pay this amount:
- Plan G covers the 20% coinsurance
- Plan G covers hospital coinsurance
- Plan G covers excess charges
- No copays for doctor visits or ER
