ChatGPT says

Yes — Plan G does have a yearly deductible, but it’s not a Plan G deductible itself.

How it works (simple and clear)

• Medicare Part B has an annual deductible
• Plan G does NOT cover that deductible
• Once you pay it, Plan G covers almost everything else

What deductible are we talking about?

• Medicare Part B deductible
  • About $280–$285 per year (it changes slightly each year)
  • You pay this once per calendar year

After you pay this amount:

• Plan G covers the 20% coinsurance
• Plan G covers hospital coinsurance
• Plan G covers excess charges
• No copays for doctor visits or ER