1. Yes. You will be asked to fill in the name, address, and social security number, and relation to you for each beneficiary on the policy. For foreign subjects without SS#, I think it's ok.
2. Say you are buying a life policy for your hu*****and with yourself as the beneficiary, then the money goes to you. It's not considered as your hu*****and's asset.
3. In the above case, you are the purchaser of the policy (who pays the premium), your hu*****and is the insured individual (or rather, his life), the insurance company is the insurer(who pays the insured amount), and you the beneficiary (who receives the insured amount) because it's your name that you fill in the right place of the form!
2. Say you are buying a life policy for your hu*****and with yourself as the beneficiary, then the money goes to you. It's not considered as your hu*****and's asset.
3. In the above case, you are the purchaser of the policy (who pays the premium), your hu*****and is the insured individual (or rather, his life), the insurance company is the insurer(who pays the insured amount), and you the beneficiary (who receives the insured amount) because it's your name that you fill in the right place of the form!
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