no closing fee refinance.
贷款经纪告知,我要先垫付房子估价费。我认为,同意垫付,但在成交时,应该开张支票来退回我这个费用,而不是credit到closing fee之中。 否则,就是我付的这个费,而不是lender. 我的逻辑错了吗?以下是经纪人的答复
You are paying $450 now for the appraisal fee, which means at closing there are only $5211.24 closing costs left ($5661.24 - $450), but the credit you got will still be $5737.50, which means you will receive an extra $524.26 credit at closing, which should be enough to cover the appraisal fee you pay upfront.
既然lender给我credit, 为什么不同意给我支票呢?既然是 no closing fee, 我付出的钱,为什么不能退回给我,而是credit 到closing fee 之中呢?请大家给老朽解开这道数学题吧。先谢了。