从算术上来看，我也很糊涂。

请看以下的具体数字，也就是说，lender 给了贷款额的1.5% （$5200） 来支付这总计closing fee$5200, 其中包括估价费400。既如此，我先垫付的appraisal fee $400, 就应该没有包括在closing fee之中。lender 实际支付的只有5200-400=4800, 我支付了400， 难道不是这样吗？

origination fee 1400

processing fee 500

lender fee 1000

appraisal fee 400

closing fee 400

lender's title insurance 1500

yield spread premium 5200 (1.5%)

所有跟帖： 

• the lender's credit offsets your other ocst, like interest and t -littlerabbit- ♀ (272 bytes) () 07/31/2012 postreply 22:00:58

• it is okay if it will be credited to pay tax or interest. -little-landlord- ♂ (113 bytes) () 07/31/2012 postreply 22:40:02

• your agent confused you. ：） -美西游子- ♀ (160 bytes) () 08/01/2012 postreply 13:41:43

• thanks. very clear answer. -little-landlord- ♂ (0 bytes) () 08/01/2012 postreply 14:50:32