trouble of lien from a builder

We brought a new house from a builder 3 weeks ago, everything went through a regular process such as the closing was done in the title company. Today, we got a letter and said since the builder didn't pay some materials and labor to another contractor, based on the state construction lien law, "it allows some unpaid contractors, subcontractors to file liens aginst your property even if you have made payment in full.

We are pretty angary and anxious about this letter, even the builder is now out of business, since it is clear title deal, we should not be reponsible for any unpaid issue related to this builder. It just likes a case that we brought a TV from target with an agreed price and got a TV, then we should not take care whether target paid this TV to the manufactory.

Anyone has any suggestion? Thanks

 

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read your preliminary title report in the closing package. -东门庆- 给 东门庆 发送悄悄话 东门庆 的博客首页 (231 bytes) () 12/08/2010 postreply 17:52:31

It is not in the closing package -buyhouse123A- 给 buyhouse123A 发送悄悄话 (721 bytes) () 12/08/2010 postreply 18:15:19

bought a house without title insurance? cannot believe that. -东门庆- 给 东门庆 发送悄悄话 东门庆 的博客首页 (92 bytes) () 12/08/2010 postreply 18:20:31

We have title insurance, -buyhouse123A- 给 buyhouse123A 发送悄悄话 (240 bytes) () 12/08/2010 postreply 18:26:44

if lien not removed, you cannot sell the house in traditional wa -东门庆- 给 东门庆 发送悄悄话 东门庆 的博客首页 (119 bytes) () 12/08/2010 postreply 18:29:58

what is the role of title insurnace? -buyhouse123A- 给 buyhouse123A 发送悄悄话 (211 bytes) () 12/08/2010 postreply 18:34:07

correct. title insurance should pay for this issue -东门庆- 给 东门庆 发送悄悄话 东门庆 的博客首页 (187 bytes) () 12/08/2010 postreply 18:38:02

The lien is for the tile and window blinds -buyhouse123A- 给 buyhouse123A 发送悄悄话 (179 bytes) () 12/08/2010 postreply 18:45:09

If the lien cannot be removed, you will have to wait until it ex -东门庆- 给 东门庆 发送悄悄话 东门庆 的博客首页 (80 bytes) () 12/08/2010 postreply 18:53:09

The lien is likely on the whole project. Even your -东门庆- 给 东门庆 发送悄悄话 东门庆 的博客首页 (74 bytes) () 12/08/2010 postreply 18:55:54

it is "preliminary notice to owner" -buyhouse123A- 给 buyhouse123A 发送悄悄话 (347 bytes) () 12/08/2010 postreply 19:04:08

Do not worrry -jjj7- 给 jjj7 发送悄悄话 jjj7 的博客首页 (380 bytes) () 12/08/2010 postreply 20:00:35

my co-worker's house has the same problem -march2007- 给 march2007 发送悄悄话 (151 bytes) () 12/08/2010 postreply 18:08:26

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