方圆贷款- Please help

来源: Yangzijiang 于 2010-09-09 13:09:26 [] [旧帖] [给我悄悄话] 阅读数 : (452 bytes)

I posted my situation last night. I refinanced last year March at 4.68% 30 yrs fixed rate and it cost me about $2800 closing fee. Now the rate is lower, I am wondering if it is a right way to choose 15 yrs fixed 3.875% at $350 closing fee now. Actually, I am not sure which one is good (15 yrs fixed or 30 yrs fixed), if you can share your opinion wiht us will be very helpful. And I have kid will go to college after 5 years. Appreciate your advice!!!

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• You missed a critical parameter - what's your loan amount? -凌长老- ♂ 给 凌长老 发送悄悄话 凌长老 的博客首页 (0 bytes) () 09/09/2010 postreply 13:22:29

• my loan is $230,000 -Yangzijiang- ♂ 给 Yangzijiang 发送悄悄话 (0 bytes) () 09/09/2010 postreply 18:31:30

• 如果每月$1700的payment对你压力不大的话，就选15年好了。 -凌长老- ♂ 给 凌长老 发送悄悄话 凌长老 的博客首页 (0 bytes) () 09/09/2010 postreply 19:17:31

• 你可有以下几个选项： -方圆贷款- ♂ 给 方圆贷款 发送悄悄话 方圆贷款 的博客首页 (927 bytes) () 09/09/2010 postreply 14:54:51

• $500k 5/1/30 loan what rate is good? -cityview- ♀ 给 cityview 发送悄悄话 (53 bytes) () 09/09/2010 postreply 15:03:11

• 回复：$500k 5/1/30 loan what rate is good? -方圆贷款- ♂ 给 方圆贷款 发送悄悄话 方圆贷款 的博客首页 (12 bytes) () 09/09/2010 postreply 15:16:58

• Thanks. -cityview- ♀ 给 cityview 发送悄悄话 (0 bytes) () 09/09/2010 postreply 15:35:50

• 回复：回复：$500k 5/1/30 loan what rate is good? -东施爱美- ♀ 给 东施爱美 发送悄悄话 (43 bytes) () 09/09/2010 postreply 22:27:56

• Thanks 方圆贷款, -Yangzijiang- ♂ 给 Yangzijiang 发送悄悄话 (152 bytes) () 09/09/2010 postreply 18:24:54

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