方圆贷款- Please help

来源: 于 2010-09-09 13:09:26 [旧帖] [给我悄悄话] 本文已被阅读：次

I posted my situation last night. I refinanced last year March at 4.68% 30 yrs fixed rate and it cost me about $2800 closing fee. Now the rate is lower, I am wondering if it is a right way to choose 15 yrs fixed 3.875% at $350 closing fee now. Actually, I am not sure which one is good (15 yrs fixed or 30 yrs fixed), if you can share your opinion wiht us will be very helpful. And I have kid will go to college after 5 years. Appreciate your advice!!!