已经出了Highest and best offer了，银行又有counter offer，怎么回事？

已经出了Highest and best offer了，银行又有counter offer，怎么回事？

这个银行的房子今年2月上市， 最开始银行要价13万，经过了9个月没卖掉，三周前降到9万。我两周前让我的经纪出价现金6万，卖方经纪10天前说银行要Highest and best。我和经纪商量出6万5，我的经纪email offer后问卖方经纪有没有其它offer，卖方经纪说有。我们还是比较想要这个房子，于是就出了highest and best and last是7万。昨天晚上接到银行的counter offer，要8万，两周内close。我就觉得奇怪，怎么银行还还价，我的offer都说了是last的了。我的经纪好像比较希望我接受这个价，说如果我们又counter offer的话，银行可能就去另一个offer了。

经常和银行打交道的专家们帮看看，银行那里会是什么情况？如果觉得我的offer低，银行为什么不接受另外的一个？因为大家都低，还是根本没有其它offer？

这个房子在麻州。大问题是septic system坏了，大修的话可能要3万。房子里的卫生间浴缸的墙有个大洞，里面的水管缺一段，估计是去年冬天被冻裂后漏水，plumbing system也是有大问题，所以银行讲明了inspection时不能打开水。 这个房子也只有investor用现金买了，在市场上放了10个月，马上到年底了，银行到底是怎么想的？

所有跟帖： 

• 当然有讨价还价过程。你不想再加就还是按原价回复他们。 -causa- ♀ (107 bytes) () 11/28/2009 postreply 16:00:02

• 关键是上次就要了highest and best了 -mominma- ♀ (171 bytes) () 11/28/2009 postreply 16:34:01

• septic 3-10k, whole house prlumbing 4-8k -jy101- ♂ (0 bytes) () 11/28/2009 postreply 17:32:31

• Septic有这么便宜吗？ -mominma- ♀ (241 bytes) () 11/28/2009 postreply 17:42:21

• Sure if you're in Indiana, and w/ your own people -sunskitehomes- ♂ (290 bytes) () 11/28/2009 postreply 19:23:21

• are you sure that is 120 posts for 400ft of fence? what type of -jy101- ♂ (0 bytes) () 11/28/2009 postreply 19:52:42

• my mistake, 40 posts, 120 rails + 10 corner post, 3 gates -sunskitehomes- ♂ (33 bytes) () 11/29/2009 postreply 08:14:10

• $2100 for material sound reasonable, labor I can do under $800. -jy101- ♂ (0 bytes) () 11/29/2009 postreply 09:38:48

• 2 people 3-4 days of work. -jy101- ♂ (0 bytes) () 11/29/2009 postreply 09:40:43

• that sounds expensive.... -jy101- ♂ (162 bytes) () 11/28/2009 postreply 20:05:49

• I need to hire a septic company. They charge a lot. -mominma- ♀ (25 bytes) () 11/29/2009 postreply 17:25:46

• nothing is final until it's recorded. -sunskitehomes- ♂ (248 bytes) () 11/28/2009 postreply 18:26:24

• If I had known "highest" is not real -mominma- ♀ (128 bytes) () 11/28/2009 postreply 18:35:02

• 回复：If I had known "highest" is not real -sunskitehomes- ♂ (196 bytes) () 11/28/2009 postreply 19:15:28

• Thanks. A lesson learned -mominma- ♀ (75 bytes) () 11/28/2009 postreply 20:02:44

• Yout bank did same as my bank. -planotx- ♂ (542 bytes) () 11/29/2009 postreply 00:03:44

• Very interesting experience. -mominma- ♀ (314 bytes) () 11/29/2009 postreply 17:21:45

• 你的经纪把你卖了。这些经纪现在很垃圾。 -yogiho- ♂ (0 bytes) () 11/29/2009 postreply 09:56:15