There is only limit in amount and time in contributing to trad/ROTH IRA. But conversion from trad IRA to ROTH is limited only by the balance in your trad IRA.
ROTH conversion is unlimited by amount or time.
所有跟帖:
• 你这句是不是指每年的数字, 2024是7000 , 50-岁? -螺丝螺帽- ♀ (0 bytes) () 01/03/2024 postreply 07:19:20
• ROTH contribution has limits, ROTH conversion has no limits -柠檬椰子汁- ♂ (0 bytes) () 01/03/2024 postreply 07:24:46
• I just called fidelity. -Novice- ♀ (341 bytes) () 01/03/2024 postreply 07:49:23
• 狗来的, 我觉得那人不懂政策吧? -螺丝螺帽- ♀ (669 bytes) () 01/03/2024 postreply 07:53:16
• 啊? 真晕 -八卦煮九- ♀ (0 bytes) () 01/03/2024 postreply 07:56:27
• 又是断章取义。 -柠檬椰子汁- ♂ (897 bytes) () 01/03/2024 postreply 07:58:20
• 类似的复杂程度创造了多少GDP LOL -CatcherInTheRye- ♂ (238 bytes) () 01/03/2024 postreply 08:10:32
• 所以我不支持这些免税账户,FSA,DCSA,HSA,IRA,都是把钱送给华尔街。 -柠檬椰子汁- ♂ (0 bytes) () 01/03/2024 postreply 08:12:29
• 既然想back door, 肯定是non deductible IRA conversion to Roth, 不涉及 -八卦煮九- ♀ (74 bytes) () 01/03/2024 postreply 08:25:22
• What lemon said is right. -Novice- ♀ (303 bytes) () 01/03/2024 postreply 08:42:48
• 谢谢! -八卦煮九- ♀ (0 bytes) () 01/03/2024 postreply 08:48:07
• 谢谢!就是说我可以今天contribute 2023 and 2024 的,然后立即全部转去Roth Ira? -八卦煮九- ♀ (0 bytes) () 01/03/2024 postreply 07:19:50
• 当然可以!4月/15日以前都可以。 -硅谷居士- ♂ (0 bytes) () 01/03/2024 postreply 07:23:54