I just called fidelity.

I am confused. I thought you could convert traditional IRA  to roth IRA anytime. I called fidelity yesterday and today both times. I was told that you can still contribute to 2023 traditional IRA, but the last day for conversion to backdoor IRA 2023 was Dec 31, 2023. Now you can only convert 2024 share. 

 

所有跟帖： 

• 狗来的， 我觉得那人不懂政策吧？ -螺丝螺帽- ♀ (669 bytes) () 01/03/2024 postreply 07:53:16

• 啊？ 真晕 -八卦煮九- ♀ (0 bytes) () 01/03/2024 postreply 07:56:27

• 又是断章取义。 -柠檬椰子汁- ♂ (897 bytes) () 01/03/2024 postreply 07:58:20

• 类似的复杂程度创造了多少GDP LOL -CatcherInTheRye- ♂ (238 bytes) () 01/03/2024 postreply 08:10:32

• 所以我不支持这些免税账户，FSA，DCSA，HSA，IRA，都是把钱送给华尔街。 -柠檬椰子汁- ♂ (0 bytes) () 01/03/2024 postreply 08:12:29

• 既然想back door, 肯定是non deductible IRA conversion to Roth, 不涉及 -八卦煮九- ♀ (74 bytes) () 01/03/2024 postreply 08:25:22

• What lemon said is right. -Novice- ♀ (303 bytes) () 01/03/2024 postreply 08:42:48

• 谢谢！ -八卦煮九- ♀ (0 bytes) () 01/03/2024 postreply 08:48:07