回复:If you don't have 401k, or

回答: 什么人才会有401k,IRA?Nonsense1232012-03-26 20:32:33

not a active participant,and your spouse is not an active participant, you can have full deductable IRA regardless of your income.

Most of time, if you have a high income but no W-2, it's a nice idea to set up a corp so you'll have SEP IRA which will allow you to put $49500 pre-tax $$. 

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