回复：If you don't have 401k, or

来源: ZhangZhouDaTou 于 2012-03-27 23:19:41 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (317 bytes)
回答: 什么人才会有401k，IRA？ 由 Nonsense123 于 2012-03-26 20:32:33

not a active participant,and your spouse is not an active participant, you can have full deductable IRA regardless of your income.

Most of time, if you have a high income but no W-2, it's a nice idea to set up a corp so you'll have SEP IRA which will allow you to put $49500 pre-tax $$. 

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