回复：If you don't have 401k, or

来源: 于 2012-03-27 23:19:41 [博客] [旧帖] [给我悄悄话] 本文已被阅读：次

not a active participant,and your spouse is not an active participant, you can have full deductable IRA regardless of your income.

Most of time, if you have a high income but no W-2, it's a nice idea to set up a corp so you'll have SEP IRA which will allow you to put $49500 pre-tax $$.