是可以转到ROTH，但要根据情况，

转多少要看自己的最高税率在哪个台阶？

2024	Federal
2024 tax brackets
Tax rate	Single filers	Married couples filing jointly
10%	$11,600 or less	$23,200 or less
12%	$11,601 to $47,150	$23,201 to $94,300
22%	$47,151 to $100,525	$94,301 to $201,050
24%	$100,526 to $191,950	$201,051 to $383,900
32%	$191,951 to $243,725	$383,901 to $487,450
35%	$243,726 to $609,350	$487,451 to $731,200
37%	$609,351 or more	$731,201 or more

如果是两口子一起报税，你转3万，税也就是12%， 是 3千多，不是1万。因为你又2万7的标准免税额。

 

个人看法，

仅供参考！

 

所有跟帖： 

• 谢谢牛大！我是一个人。 -lucky_tutu- ♀ (0 bytes) () 11/26/2024 postreply 11:22:42