Assuming max-out annual contribution limit, without additional contribution after 50.
Balance(N) = Balance(N-1) x (1+ SP500 (N-1)) + Contribution Limit(N)
Contrib Limit |
SP500 Return |
Balance | |
2019 | 19000 | 992690 | |
2018 | 18500 | -4.38% | 1018291 |
2017 | 18000 | 21.70% | 821521 |
2016 | 18000 | 12.00% | 717429 |
2015 | 18000 | 1.30% | 690453 |
2014 | 17500 | 13.50% | 592470 |
2013 | 17000 | 32.40% | 434267 |
2012 | 16500 | 16.00% | 359713 |
2011 | 16500 | 2.10% | 336154 |
2010 | 16500 | 15.06% | 277815 |
2009 | 16500 | 26.46% | 206638 |
2008 | 15500 | -37% | 301807 |
2007 | 15500 | 5.49% | 271407 |
2006 | 15000 | 15.79% | 221009 |
2005 | 14000 | 4.91% | 196368 |
2004 | 13000 | 10.88% | 164473 |
2003 | 12000 | 28.68% | 117713 |
2002 | 11000 | -22.10% | 135704 |
2001 | 10,500 | 11.89% | 111452 |
2000 | 10500 | -9.11% | 111070 |
1999 | 10000 | 21.04% | 83089 |
1998 | 10000 | 28.58% | 56843 |
1997 | 9500 | 31.00% | 35758 |
1996 | 9500 | 20.00% | 21882 |
1995 | 9240 | 34.00% | 9240 |