一个人25年401K年年交满，不包含50岁以后的追加，现在可有一米。

Assuming max-out annual contribution limit, without additional contribution after 50.

Balance(N) = Balance(N-1) x (1+ SP500 (N-1)) + Contribution Limit(N) 

 

	Contrib Limit	SP500 Return	Balance
2019	19000		992690
2018	18500	-4.38%	1018291
2017	18000	21.70%	821521
2016	18000	12.00%	717429
2015	18000	1.30%	690453
2014	17500	13.50%	592470
2013	17000	32.40%	434267
2012	16500	16.00%	359713
2011	16500	2.10%	336154
2010	16500	15.06%	277815
2009	16500	26.46%	206638
2008	15500	-37%	301807
2007	15500	5.49%	271407
2006	15000	15.79%	221009
2005	14000	4.91%	196368
2004	13000	10.88%	164473
2003	12000	28.68%	117713
2002	11000	-22.10%	135704
2001	10,500	11.89%	111452
2000	10500	-9.11%	111070
1999	10000	21.04%	83089
1998	10000	28.58%	56843
1997	9500	31.00%	35758
1996	9500	20.00%	21882
1995	9240	34.00%	9240