Operating Cash Flow != Net Income

来源: 柠檬椰子汁 2020-07-31 22:52:26 [] [博客] [旧帖] [给我悄悄话] 本文已被阅读: 次 (370 bytes)

cash flow doesn't include principal you paid in monthly mortgage. 

For example, if your rent always equals monthly payment, are you making $0 every month? No, your net income is whatever the princpal portion of your monthly payment. 

You need to calculate your net income for tax estimation, not just cash flow. 

所有跟帖: 

明白了。加上每月450本金,每年净收入15K。是否应该换成15年贷款?谢谢 -pop01- 给 pop01 发送悄悄话 (0 bytes) () 07/31/2020 postreply 23:12:54

如果你不再买出租房了,换成15年应该合算一下 -柠檬椰子汁- 给 柠檬椰子汁 发送悄悄话 柠檬椰子汁 的博客首页 (248 bytes) () 08/01/2020 postreply 07:49:57

看来还是再买个出租房合算。也打算开始投资股票啥的,现在那么高,经济形势不确定,怕买在高点然后套住 -pop01- 给 pop01 发送悄悄话 (0 bytes) () 08/01/2020 postreply 08:19:54

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