谢谢大家，看来大家的意见是不用set irrevocable trust. Wow, I was going to d

I was going to do that in the next couple months! Thank you so much for all the suggestions.  我再与financial planner 商讨一下，will update you.  
one more question:  now my net worth let's say is 10 million (after tax money).  20 years later it will be 20million.  I guess it should still within the exemption amount.  But if I did not withdraw or sell the house, the pretax money will be 40 million, that will be more than the exemption.  Should I withdraw all and pay the tax and sell all the houses.  So the amount when I die, will be within the exemption?

所有跟帖： 

• start with your brokerage, based on your asset size -长空无际- ♀ (340 bytes) () 10/02/2024 postreply 17:15:52

• My is in fidelity. They did assign me a consultant. Let me -Seasy- ♀ (0 bytes) () 10/02/2024 postreply 17:50:10

• the quick answer is no, if you want your daughter to have -长空无际- ♀ (155 bytes) () 10/02/2024 postreply 17:23:38

• Thank you. 是的，这是一个考虑。 -Seasy- ♀ (0 bytes) () 10/02/2024 postreply 17:57:01

• 看这里这么热闹，应该是真Case LOL，我给一点看法你参考： -如山- ♂ (687 bytes) () 10/02/2024 postreply 17:31:06

• 华盛顿州的 estate tax exemption 才 2.2 m. 您有什么建议吗？ -柏林31- ♀ (0 bytes) () 10/02/2024 postreply 17:39:52

• 这的确是一个问题：（。我已经考虑几年了LOL -如山- ♂ (170 bytes) () 10/02/2024 postreply 17:50:48

• 超过华州免税额2.19m 后，华州遗产税率如下： -如山- ♂ (9707 bytes) () 10/02/2024 postreply 17:53:50

• Wow，西雅图没有州税，却有14～20%的遗产税。看来西雅图不是退休养老之地。 -未知- ♂ (36 bytes) () 10/02/2024 postreply 20:21:31

• 搬加州 没有estate tax -绿野仙踪24- ♂ (0 bytes) () 10/02/2024 postreply 18:59:27

• 谢谢如山大师。十七八年前开始买房子时得到了您的详细指导，非常感谢 -Seasy- ♀ (0 bytes) () 10/02/2024 postreply 17:53:42

• 啊？老网友啊，难得难得！ -如山- ♂ (0 bytes) () 10/02/2024 postreply 17:57:14

• 感谢您二十年一如一如既往的投坛的贡献。您的文章我都读几遍的 -Seasy- ♀ (0 bytes) () 10/02/2024 postreply 19:44:40