adjusted gross income = income + capital gain.

income + short term capital gain => income tax brackets.   

long term capital gain rate = 15% if gross income is X, and 20% if gross income is Y.  etc. 

So long term capital gain does not affect income tax brackets. 

所有跟帖： 

• 对。这个就是我要的答案。long term gain 不影响 income tax bracket -凊荷- ♀ (123 bytes) () 02/07/2024 postreply 11:31:04

• 你这"不敢相信"是对的。收入为0，拿一千万的LT gains，只有$89250不需付税。其余的要付税。 -虎嗅蔷薇- ♀ (0 bytes) () 02/07/2024 postreply 11:49:05

• 那你这不是把long term gain 算入income了？ -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 11:51:38

• 看上面柠檬说的 -虎嗅蔷薇- ♀ (0 bytes) () 02/07/2024 postreply 11:53:57

• adjusted gross income = income + capital gain. -虎嗅蔷薇- ♀ (0 bytes) () 02/07/2024 postreply 11:55:44

• 那是short term 不是long term -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 11:56:30

• 他说的long term gain 不影响 tax bracket -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 11:56:00

• 那是指when you calculate your income tax, not capital gain tax -NClady- ♀ (0 bytes) () 02/07/2024 postreply 11:58:48

• long term capital gain 税率 -凊荷- ♀ (112 bytes) () 02/07/2024 postreply 12:00:54

• 一千万的LTgains， 0 income，so income tax = 0， -虎嗅蔷薇- ♀ (52 bytes) () 02/07/2024 postreply 12:01:37

• 柠檬解释一下？ -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 12:03:03

• taxable income = income + short term gain + long term gain. -柠檬椰子汁- ♂ (2277 bytes) () 02/07/2024 postreply 12:24:34

• 所以 long term gain 还是会算在taxable income 里的 -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 12:47:21

• yes, but not all taxable income is taxed at income rate. -柠檬椰子汁- ♂ (0 bytes) () 02/07/2024 postreply 12:53:18

• 还是专家，我理解错了taxable income -bobpainting- ♀ (0 bytes) () 02/07/2024 postreply 13:01:56

• 我存起你的帖子。很好的解释。 -bobpainting- ♀ (0 bytes) () 02/07/2024 postreply 13:04:59

• 那怎么算你的LT gain 的税率？ -凊荷- ♀ (66 bytes) () 02/07/2024 postreply 12:08:59

• 如果 0 income -虎嗅蔷薇- ♀ (332 bytes) () 02/07/2024 postreply 12:23:05

• Your income can bump up your capital gains tax rate, -虎嗅蔷薇- ♀ (0 bytes) () 02/07/2024 postreply 13:01:49

• 这回理解了。不bump up 非 lt gain 那部分agi 的rate -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 13:15:41

• AGI包括长期利得，AGI如果不超过8万 长期利得税就是0 也就是说如果你那年没有任何收入没有社安没有 -长空无际- ♀ (446 bytes) () 02/07/2024 postreply 12:17:21

• ADJ income 是0，LONG TERM tax rate 是0%呀，怎么还需要付税？没明白 -bobpainting- ♀ (0 bytes) () 02/07/2024 postreply 12:30:31

• 夫妻二人每年拿小于$89250， 才免税. -虎嗅蔷薇- ♀ (0 bytes) () 02/07/2024 postreply 12:36:13

• 问题就是lt gain 算在agi 里吗？ -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 12:39:35

• Yes! -虎嗅蔷薇- ♀ (0 bytes) () 02/07/2024 postreply 12:52:45

• 谢谢 -凊荷- ♀ (66 bytes) () 02/07/2024 postreply 12:54:13

• 换言之，夫妻二人income一旦超过89250， 拿的LTGains每块钱都要交capital gains tax -虎嗅蔷薇- ♀ (0 bytes) () 02/07/2024 postreply 13:16:29

• 你怎么理解的？没有income tax, 但有capital gain tax 20%and Obama tax 3.8 -NClady- ♀ (61 bytes) () 02/07/2024 postreply 11:50:40

• long term gain 的税率 是based on income agi 呀 -凊荷- ♀ (66 bytes) () 02/07/2024 postreply 11:53:25

• Income agi = w2 income + other incomes + capital gain when y -NClady- ♀ (51 bytes) () 02/07/2024 postreply 11:56:13

• 那是short term，我问的是long term -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 11:58:09

• 你理解错了。你用TurboTax 吧，会给你计算清楚 -NClady- ♀ (0 bytes) () 02/07/2024 postreply 12:00:22

• 我 -凊荷- ♀ (110 bytes) () 02/07/2024 postreply 12:02:16