taxable income = income + short term gain + long term gain.

Capital gains tax rate	Single (taxable income)	Married filing jointly (taxable income)
0%	Up to $44,625	Up to $89,250
15%	$44,626 to $492,300	$89,251 to $553,850
20%	Over $492,300	Over $553,850

 

Let's say your salary is 200K, you sold a house with LT capital gain of 400K, your total taxlable income is 700K, the long term capital gain of 400K would be taxed as 20%. 

If your income is 0, your LT gain is 400K, it will be taxed as 15%. 

所有跟帖： 

• 所以 long term gain 还是会算在taxable income 里的 -凊荷- ♀ (0 bytes) () 02/07/2024 postreply 12:47:21

• yes, but not all taxable income is taxed at income rate. -柠檬椰子汁- ♂ (0 bytes) () 02/07/2024 postreply 12:53:18

• 还是专家，我理解错了taxable income -bobpainting- ♀ (0 bytes) () 02/07/2024 postreply 13:01:56

• 我存起你的帖子。很好的解释。 -bobpainting- ♀ (0 bytes) () 02/07/2024 postreply 13:04:59