请教高手：Direct lender or Mortgage broker?

查询了两天，Wells Fargo 给的rate 和mortgage broker 给的一样，Wells Fargo's closing cost is much lower than broker's. Should I trust the estimated good faith from Wells Fargo? I don't want any surprises at closing.

Has anyone ever used Wells Fargo as their lender? Any thoughts would be appreciated.

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• not高手: I always use bank loan officer instead of broker -daxia- ♀ (0 bytes) () 07/24/2009 postreply 09:44:18

• Thanks for the reply. Which bank you prefer? Chase or Wells Farg -山地居民- ♀ (0 bytes) () 07/24/2009 postreply 09:55:35

• Whoever gives you the best faithful estimate -daxia- ♀ (19 bytes) () 07/24/2009 postreply 11:50:09

• 回复：请教高手：Direct lender or Mortgage broker? -CALoanAgent- ♂ (429 bytes) () 07/24/2009 postreply 14:51:11

• If the house qualify for Home Affortable Refi Program, -dreamliner- ♀ (197 bytes) () 07/24/2009 postreply 17:45:43

• My is from bank loan office buy it belongs to Fannie or Freddie -daxia- ♀ (0 bytes) () 07/24/2009 postreply 18:53:17

• My loan is from bank loan officer, but it belongs to Fannie or F -daxia- ♀ (0 bytes) () 07/24/2009 postreply 18:54:05

• Broker's rate is 1/8 lower. But bank's closing cost is $500 lowe -山地居民- ♀ (162 bytes) () 07/25/2009 postreply 01:13:07

• a survey did bu HUD. -autumnmoon- ♀ (238 bytes) () 07/24/2009 postreply 22:39:27

• I have talked to 3 brokers and 2 banks. -山地居民- ♀ (172 bytes) () 07/25/2009 postreply 01:05:35