回复：请教高手：Direct lender or Mortgage broker?

Obama has the plan to refi the loans with LTV below 125%
with the loans with Fannie Mae or Freddie Mac.

Most borrowers who got the loans directly from the banks may find that they can not benefit from this plan because their loan does not belong to Fannie or Freddie.

But most brokers loans are Fannie or Freddie loans.

Yes, you can compare the rates and fees. And no all direct lenders have better rates.

所有跟帖： 

• If the house qualify for Home Affortable Refi Program, -dreamliner- ♀ (197 bytes) () 07/24/2009 postreply 17:45:43

• My is from bank loan office buy it belongs to Fannie or Freddie -daxia- ♀ (0 bytes) () 07/24/2009 postreply 18:53:17

• My loan is from bank loan officer, but it belongs to Fannie or F -daxia- ♀ (0 bytes) () 07/24/2009 postreply 18:54:05

• Broker's rate is 1/8 lower. But bank's closing cost is $500 lowe -山地居民- ♀ (162 bytes) () 07/25/2009 postreply 01:13:07