I Need Experts or non-expert Advise

there is a bank offering the following:

put in $5000 (or more), they will pool everybody'money and invest in HK mkt for 5 years. So this 5 years you can not touch this $5000.

If after 5 years, the HK mkt go down, you can still get back your $5000 net, without interest; if the HK mkt go up, then you can get 80% of the gain plus your $5000 back.

what would be the possibility to each senerio? I don't know much about the stock market. The bank accept sthe application by the end of this month. I am thinking about to appluy but would like to learn more from others thoughts.

Happy Thanksgiving!

所有跟帖： 

• just be careful, i do not think worth to do. -sea3816964- ♂ (0 bytes) () 11/21/2007 postreply 16:59:17

• This is a typical structured deal. -worriedmom1- ♀ (688 bytes) () 11/21/2007 postreply 17:48:30

• 回复：I Need Experts or non-expert Advise -梦也非梦- ♀ (963 bytes) () 11/21/2007 postreply 18:55:08

• any link?! thanks -july07- ♀ (0 bytes) () 11/21/2007 postreply 19:45:54

• 回复：any link?! thanks -梦也非梦- ♀ (141 bytes) () 11/21/2007 postreply 20:04:39

• 80% or 180% of the gain? 80% - you might as well invest -赵飞燕- ♀ (126 bytes) () 11/22/2007 postreply 06:12:43

• 80%. What ETF are good cadidate? After reading all -sea123- ♀ (301 bytes) () 11/22/2007 postreply 17:04:51