不值得

Once your contribute to an IRA, you have to keep all the records and update them in your tax return every year. I believe the tax benefit is not worth the extra bookkeeping burden. In additions, one day you may find that you have too many accounts to manage. The size of your regular IRA account will be only a fraction of your 401K accounts. So my suggestion is to maximize your 401K contributions. If that's not enough, contribute part or all of your retirement money to a Roth 401K, if it's avaiable to you.

所有跟帖： 

• 长老, my 401K is maximized every year. and my company -金色风铃- ♀ (143 bytes) () 10/07/2007 postreply 13:11:14

• 回复：长老, my 401K is maximized every year. -凌空长老- ♂ (1387 bytes) () 10/07/2007 postreply 18:24:14

• 总结长老的意思: 您是说税是能省一些的, 但没那么多, 而带来的 -金色风铃- ♀ (17 bytes) () 10/08/2007 postreply 07:17:02

• Disagree -ryanx30- ♂ (177 bytes) () 10/07/2007 postreply 17:44:52

• definitely disagree -永远在练习- ♀ (620 bytes) () 10/07/2007 postreply 19:42:15

• 您的意思是只要有省税就值得做, 对吗? -金色风铃- ♀ (0 bytes) () 10/08/2007 postreply 07:28:05